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1. www.schwab.com › learn › storyRule of 55 and Early 401(k) Withdrawals | Charles Schwab

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   The IRS rule of 55 recognizes you might leave or lose your job before you reach age 59½. If that happens, you might need to begin taking distributions from your 401(k). Unfortunately, there's usually a 10% penalty—on top of the taxes you owe—when you withdraw money early.

2. smartasset.com › retirement › 401k-55-ruleUsing the Rule of 55 to Take Early 401(k) Withdrawals -...

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   The rule of 55 lets you withdraw penalty-free from your 401 (k) or 403 (b) before you reach age 59.5 - but only under certain circumstances.

3. money.usnews.com › how-to-use-the-rule-of-55-to-take-early-401k-withdrawalsHow to Use the Rule of 55 to Take Early 401(k) Withdrawals - U.S....

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   13 kwi 2022 · The rule allows penalty-free 401 (k) withdrawals for workers between ages 55 and 59 1/2 who leave a job during that age range. However, you cannot quit your job when you are age 52 and ask to...

4. www.fool.com › retirement › plansRule of 55: Can I Get Money From My 401(k)? | The Motley Fool

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   The IRS rule of 55 allows 401 (k) participants to start withdrawing from their plans without penalty at age 55 or older.

5. www.investopedia.com › rule-of-55-5324286The Rule of 55: What It Is, How It Works, and Alternatives -...

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   8 maj 2023 · The rule of 55 is an IRS policy that allows workers to take early withdrawals from their employer-sponsored retirement accounts, such as 401(k)s and 403(b)s, at age 55 or older without paying...

6. www.forbes.com › advisor › retirementWhat Is The Rule Of 55? – Forbes Advisor

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   18 cze 2024 · The rule of 55 is an IRS guideline that allows you to avoid paying the 10% early withdrawal penalty on 401 (k) and 403 (b) retirement accounts if you leave your job during or after the calendar...

7. www.sofi.com › learn › contentWhat Is the Rule of 55? How It Works for Early Retirement

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   18 maj 2024 · Key Points. • The rule of 55 allows penalty-free withdrawals from employer-sponsored retirement plans for individuals aged 55 or older. • This rule applies to 401 (k) and 403 (b) plans, allowing early access to retirement funds without the usual 10% penalty.