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23 lis 2021 · This study aims to reveal the predictors of individuals’ financial behavior associated with credit default for accurate and reliable credit risk assessment. Within the scope of credit use research,...
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This study aims to reveal the predictors of individuals’...
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5 kwi 2021 · The purpose of this research is to identify whether an individual’s credit risk can be predicted based on psychometric tests measuring areas of psychological factors such as effective...
16 mar 2018 · The findings suggest that credit risk research is multifaceted and can be classified into six streams: (1) defaultable security pricing, (2) default intensity modeling, (3) comparative analysis...
In Chapter 1 (“Fundamentals of Credit Risk”), we define credit risk and present the major families of transactions that generate credit risk for industrial companies and financial institutions.
1 sty 2016 · To meet this objective, the main studies on credit risk were classified and coded, and a citation-based approach was used to determine their relevance and contributions to the state of the art.
15 mar 2023 · Our research contributes to existing studies in management and risk behaviours by uncovering salient factors, loss aversion and risk perception, which mediate bank credit risk decision-making behaviour under conditions of risk and uncertainty.
implication – credit risk management on the wellbeing and profitability of business- es. Being able to manage this risk is a key requirement for any lending decision.
