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Benefits of using TMW Online. You can use TMW Online for new cases, Mortgage Illustration, Decision in Principle (DIP) and case tracking. Submit your clients’ applications easily. Get DIPs in seconds and spend less time form filling and more time with your clients. Please note for Limited Company, you can't obtain a DIP through TMW Online.
Make changes to your existing The Mortgage Works mortgage. Switch your mortgage, borrow more, overpay or find documents and details. If you're an intermediary, use the Intermediaries tab for your homepage.
Money from the LOC is draw 91 days before mortgage application, and this apparently is perfectly legal. The other option he mentioned (if you want to avoid interest payments of 90 days) is to “borrow from family” and then pay them back right away with LOC after the mortgage approval.
I want to purchase my very first home before I move so that I have a guaranteed place to live. Upon applying to get pre-qualified for a mortgage, I was told that I wouldn't be allowed to close on the mortgage for my "primary home" unless I had a job offer letter for a job in state #2.
The consumer proposal made a payment of about 1500$ on a 4000$ debt to RBC. When I spoke to someone at the company my LIT works, they stated that I cannot communicate to my creditors about my past debts included in the consumer proposal. Apparently, RBC does refuse consumer proposals often.
So to help us to provide you with the most efficient service, you can use our handy guide document for application submissions.
