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The results of the study show that customer needs, technology, regulation, business processes, skills and competencies impact digital transformation and should support retail banks in developing a theory of digital transformation in their journey to excel in a competitive marketplace.
11 gru 2020 · The primary aim of this study is to understand the digital transformation and its impact in UAEs Retail Banking industry via the following questions. a. What do customers expect from a digital bank? b. What technology investments are needed by Banks to support digital transformation? c.
10 paź 2024 · The last few years have been among the most successful in the recent history of retail banking, with a confluence of macroeconomic trends driving growth and profitability. In some geographies, pandemic-era government stimulus lifted economic growth, fueled consumer spending, created favorable conditions for balance sheet expansion, and helped keep credit risk in check.
Taking both multidisciplinary and holistic approaches, Retail Banking is a comprehensive analysis of how traditional retail banks can meet the challenges of the emerging competitive landscape.
Banks must negotiate a multitude of shifting factors — from changing customer behavior to economic headwinds, intensifying competition, regulatory pressure and technological disruption. But while there are challenges, change also brings opportunity.
6 wrz 2020 · By identifying the expectations and wants of customers, and understanding their motivations for adopting (or not adopting) virtual interaction with their bank, bank managers and policy-makers can develop appropriate strategies to improve the take-up of digital technology and thus bring down the increased operating costs generated by the higher ...
19 kwi 2018 · At the beginning, the retail bank of tomorrow should look at developing value in core contents as well as orchestrating a platform strategy, but moving from a technology idea of platform...
