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Get an MI Rate Quote and access our MI underwriting guidelines as well as our current MI rates.
The following chart highlights the differences between each product attribute by Payment Plan. An upfront premium option is selected by the consumer to buy down the monthly MI premium to low rates. A one-time MI Premium is paid through an interest rate adjustment. Refundable and non-refundable options available.
RADAR® Rates. General Terms • The lender submitting the Insurance Application must be the Insured. • All Insurance Applications, Commitments, and Certificates are subject to Radian’s Master Policy, Underwriting Guidelines, and Origination and Servicing Guide.
Radian’s exclusive RADAR® Rates dynamically analyze credit risk inputs, with each rate quote finely tuned to a borrower’s individual risk profile and loan attributes. See what makes RADAR Rates so different. Refer to the Terms and Conditions for RADAR Rates.
Insurance coverage is subject to the terms and conditions of applicable insurance policies, which contain exclusions, limitations and other conditions and requirements. Not all services or products are available in all areas throughout the United States.
What is Private Mortgage Insurance (PMI)? Freddie Mac’s Charter* requires credit enhancement for any loans greater than 80% LTV. PMI is the most commonly used form of credit enhancement.
Our guidelines are structured to simplify the mortgage insurance process and provide underwriting clarity . Loans which receive a DU Approve/Eligible Recommendation or LP Accept/Eligible Response and satisfy a limited number of underwriting overlays generally meet Radian’s eligibility criteria .
