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  1. Michigan law requires every vehicle owner to purchase automobile insurance and guarantees that automobile insurance will be available to all eligible Michigan citizens.

  2. Lowers Costs, Maintains Highest Benefits. Personal Injury Protection (PIP) Choice: Drivers will now be able to choose a coverage level appropriate for their needs and budget. PIP medical coverage pays allowable expenses for medical care if policyholders are in an auto accident.

  3. In Michigan, PIP benefits will pay for your medical bills and lost wages after you’ve been injured in a car accident. Guaranteed by the Michigan No-Fault law, PIP benefits are paid regardless of whether you were at-fault. They are paid by your own auto insurance company, which means you don’t have to sue the at-fault driver.

  4. Personal Injury Protection (PIP) Choice. Michigan drivers are now able to choose a coverage level appropriate for their needs and budget. The new law requires that auto insurance companies and agents give policyholders forms that describe the benefits and risks of the coverage options.

  5. 19 kwi 2023 · In Michigan, Personal Protection Insurance (PPI) is one of the required types of auto insurance that state law mandates drivers to carry. Three essential parts to a Michigan no-fault policy must be purchased and carried on every vehicle.

  6. 2 lip 2020 · Michigan’s new no-fault law means drivers have more options for personal injury protection coverage, also known as “PIP benefits.” PIP covers medical bills from injuries sustained in an auto accident, as well as rehabilitation costs, lost wages, attendant care (services tending to an injured person) and other expenses.

  7. The mandatory auto insurance coverages in Michigan include: (1) personal protection coverage that pays for a car accident victim’s medical bills and lost wages; (2) bodily injury liability in case a driver injures someone in a car; and (3) coverage for damage to tangible property.

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