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  1. Personal Injury Protection (PIP) Choice. Michigan drivers are now able to choose a coverage level appropriate for their needs and budget. The new law requires that auto insurance companies and agents give policyholders forms that describe the benefits and risks of the coverage options.

  2. Below are the three basic coverages in a Michigan auto insurance policy that must be purchased and carried on every vehicle. Personal Injury Protection (PIP) Property Protection (PPI) Residual Bodily Injury and Property Damage Liability (BI/PD)

  3. In Michigan, PIP benefits will pay for your medical bills and lost wages after you’ve been injured in a car accident. Guaranteed by the Michigan No-Fault law, PIP benefits are paid regardless of whether you were at-fault. They are paid by your own auto insurance company, which means you don’t have to sue the at-fault driver.

  4. The current law requires you to have auto insurance that includes unlimited Personal Injury Protection (PIP) medical coverage to pay for your expenses if you are injured in an auto accident. The new auto insurance law allows you to choose a level of medical coverage when your policy is issued or renewed after July 1, 2020.

  5. The mandatory auto insurance coverages in Michigan include: (1) personal protection coverage that pays for a car accident victim’s medical bills and lost wages; (2) bodily injury liability in case a driver injures someone in a car; and (3) coverage for damage to tangible property.

  6. 19 kwi 2023 · In Michigan, Personal Protection Insurance (PPI) is one of the required types of auto insurance that state law mandates drivers to carry. Three essential parts to a Michigan no-fault policy must be purchased and carried on every vehicle.

  7. 2 lip 2020 · Michigan’s new no-fault law means drivers have more options for personal injury protection coverage, also known as “PIP benefits.” PIP covers medical bills from injuries sustained in an auto accident, as well as rehabilitation costs, lost wages, attendant care (services tending to an injured person) and other expenses.

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