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Historically, the insurance industry has been regulated almost exclusively by the individual state governments. The first state commissioner of insurance was appointed in New Hampshire in 1851 and the state-based insurance regulatory system grew as quickly as the insurance industry itself. [4]
27 lis 2012 · The individual states have been acknowledged as the primary regulators of insurance since 1868.
Various pieces of insurance regulatory reform legislation were introduced, including bills establishing a broad federal charter for insurance as well as narrower, more targeted bills. The financial crisis refocused the debate surrounding insurance regulatory reform.
11 lut 2005 · It shows that state regulation of insurance is largely a historical artifact, that Congress has become increasingly involved in both regulating insurance and overseeing states' regulation of insurance, and that the National Association of Insurance Commissioners has assumed a national role. Download PDF. Download EPUB.
1 sty 2009 · An Overview of the Insurance Industry and Its Regulation. January 2009. Authors: Robert W. Klein. Georgia State University. Citations (17) References (19) Abstract. This paper provides a...
The question of who should regulate the insurance industry has been debated in the United States since the time of the Civil War. Insurance continues to be regulated by the states despite...
20 cze 2024 · This book is a history of the insurance business and the regulation of that business in the United States. It begins by describing the early days of life, fire, and casualty insurance and the development of state regulation in the late nineteenth century, after a Supreme Court ruling exempted the insurance business from federal regulation.
