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  1. Loans guaranteed by SBA range from small to large and can be used for most business purposes, including long-term fixed assets and operating capital. Some loan programs set restrictions on how you can use the funds, so check with an SBA-approved lender when requesting a loan.

    • Lender Match

      Women-Owned Small Business Federal Contract program; Veteran...

    • COVID-19 Relief Options

      Women-Owned Small Business Federal Contract program; Veteran...

    • 504 Loans

      The 504 loan program provides long-term, fixed rate...

    • Microloans

      The microloan program provides loans up to $50,000 to help...

  2. Learn how to get started on your business in 10 steps. Start a business. We support America's small businesses. The SBA connects entrepreneurs with lenders and funding to help them plan, start and grow their business.

  3. 14 paź 2024 · Top government small-business loan options include SBA and USDA loans. These loans are issued by approved lenders and backed by the government.

  4. 20 cze 2023 · For small business loans with competitive interest rates and flexible repayment terms, government-backed small business loans can be a great option for businesses that need financing.

  5. An SBA loan is a small-business loan that can help cover startup costs, working capital needs, expansions, real estate purchases and more. This type of financing is issued by a private...

  6. 7 paź 2024 · Government loan programs help businesses that would otherwise be denied funding — because of a lack of credit, an unproven business model or other reasons — secure financing because banks consider the federal government a reliable debtor.

  7. 9 wrz 2020 · These government small business loans can be used for working capital, buying equipment, buying an existing business, and more. You can apply for an SBA 7 (a) loan in amounts up to $5 million and repayment terms will range from seven to 25 years, depending on the purpose.

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