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22 cze 2024 · Expiration Dates: Gift cards cannot expire for at least five years from the date of issuance or the date when funds were last loaded onto the card, whichever is later. Fee Restrictions: Inactivity fees, dormancy fees, and service fees are generally prohibited unless: There has been no activity on the card for at least one year.
10 cze 2024 · “The short answer is yes, gift cards can expire,” says Merry, but federal laws protect consumers regarding gift card expiration. The Credit Card Accountability Responsibility and Disclosure...
31 lip 2023 · The 2009 federal Credit Card Accountability Responsibility and Disclosure (CARD) Act allows gift cards to expire after five years. However, some states have even longer expiration periods .
13 cze 2023 · Yes, gift card limitations differ by state. Some states are consistent with federal regulations as outlined in the CARD Act, while others have instated more generous limitations on gift card inactivity fees to better protect consumers.
29 lip 2024 · Under the CARD Act, gift certificates and store gift cards can't expire for at least five years from the date of issuance (in the case of a gift certificate), or the date funds are last loaded on the card (if it is a store gift card or general-use prepaid card).
20 wrz 2010 · The money on store-issued gift cards, as well as bank-issued gift cards cannot expire before 5 years from the date of purchase or when money was last loaded onto a card. Also, fees are...
Discover key consumer rights and practical advice on using gift cards and vouchers effectively. Learn about expiry dates, fees and charges, refunds and exchanges, and what to do when a company goes bust.
