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Survivor benefits provide monthly payments to eligible family members of people who worked and paid Social Security taxes before they died. You may qualify if you’re the spouse, divorced spouse, child, or dependent parent of someone who worked and paid Social Security taxes before they died.
Payments start at 71.5% of your spouse’s benefit and increase the longer you wait to apply. For example, you might get: Over 75% at age 61. Over 80% at age 63. Over 90% at age 65. You can get up to 100% when you reach your “Full Retirement Age for Survivor benefits” (between ages 66–67).
If you know what the widow or widowers benefit is at full retirement age, you can use the information for the survivor's year of birth to find out how much the widows or widowers benefit would be at various ages.
27 maj 2022 · If you are a widow (or your ex-spouse died), you may be eligible to receive benefits on your late spouse’s, or ex-spouse’s, Social Security record. How much you receive will depend on your age, the amount of benefits you may receive on your own record, and whether you have dependent children.
19 sie 2022 · Widows and widowers are entitled to 100 percent of their late spouse’s Social Security benefit if they claim survivor benefits at their own full retirement age. FRA for survivor benefits differs from that for retirement benefits; it’s 66 and 4 months if the survivor was born in 1958 and rising in steps to 67 for those born in 1962 and after.
24 maj 2023 · If one or both started benefits early (prior to their own FRA), the early start date(s) could affect the benefits available to the widow. The key is to understand the start date and type of each spouse’s benefit so that an optimal claiming strategy is found for the widow.
If the eligible surviving spouse or child is not currently receiving benefits, they must apply for this payment within 2 years of the date of death. For more information about this lump-sum payment, contact your local Social Security office or call 1-800-772-1213 (TTY 1-800-325-0778).
