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  1. These are the Polish National Clearing System (KSR) payment system (operated by First Data Polska SA) and two foreign systems – Polish National Net Settlement System, PNNSS (operated by Visa Europe Limited) and Global Clearing Management System,

  2. Scope and model of payment system oversight in Poland Payment systems, payment schemes, securities clearing and settlement systems and the provision of the acquiring service are subject to oversight.

  3. The “Assessment of the Polish payment system functioning“ is a cyclical material, prepared by the Payment Systems Department, which provides a basis for the NBP Management Board to carry out a periodic assessment of payments and monetary circulation, i.e. to fulfil the task set out in Article 17(4)(3) of the Act on Narodowy Bank Polski.1.

  4. 25 lip 2022 · The Polish payment landscape is characterised both by traditional practices such as cash, which remains one of the dominant methods of payment, and by innovation and digital payments.

  5. The new rules ensure greater transparency and legal coherence in the area of payment services. They will also contribute to creating a single payment market in the EU. The idea is to make cross-border payments as simple and secure as national payments in Member States.

  6. As noted in the explanatory memorandum accompanying the draft law, the objective of the draft law is to take into consideration the payment habits of all social groups and the need to enable them to use the preferred form of payment, including cash payments, in Poland.

  7. In order to promote cashless circulation and improve citizens experience in contacts with administration, payment terminals will be introduced in all Polish public sector entities (at central, regional and local level) and in police cars overseeing traffic.

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