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While we makes every effort to provide accurate and complete information, we strongly recommend that viewers to acquired latest Standardised Base Rate (SBR) / Base Rate (BR) / Base Lending Rate (BLR) / Base Financing Rate (BFR) information directly from its official website respectively.
Base Rates, BLR and Indicative Effective Lending Rates of Financial Institutions as at 6 August 2020
Current Base Lending Rate (BLR) Bank Negara Malaysia (BNM) has on 3 November 2022 decided to increase the Overnight Policy Rate (OPR) by 25 basis points to 2.75 percent. Historically, Standardised Base Rate (SBR), Base Rate (BR) and Base Lending Rate (BLR) has moved in tandem with the OPR.
CBL’s return on assets increased to 1.0% as of 30 September 2019 from 0.7% in 2018, driven by an expansion in its net interest spread and a reduction in credit costs. The bank reported a net interest spread of 4.3% as of 30 September 2019, up from 3.8% a year earlier.
Effective 1 August 2022, the Standardised Base Rate replaced the Base Rate (BR) as the reference rate for new retail floating-rate loans. Existing BR- and BLR-based loans applied before the effective date will continue to be referenced against the BR and BLR respectively.
In Malaysia, the interest rate decisions are taken by The Central Bank of Malaysia (Bank Negara Malaysia). The official interest rate is the Overnight Policy Rate.
9 maj 2023 · The historical rates prior to 1 August 2022 refer to OPR, which is the benchmark rate of the SBR. What is Standardised Base Rate (SBR)? Effective 1 August 2022, SBR is the reference rate that all banks will use in the pricing of new retail floating-rate loans/financing, refinancing of existing retail floating-rate loans/financing, and the ...