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  1. Substitute Form W-8BEN (Rev. October 2021) Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding and Reporting (Individuals) Author: Charles Schwab & Co., Inc. Subject: APP81049-08

  2. If you receive certain types of income, you must provide Form W-8BEN to: • eEstablish that you are not a U.S. person; and • Claim that you are the beneficial owner of the income for which

  3. Provide Form W-8BEN to the withholding agent or payer before income is paid or credited to you. Failure to provide a Form W-8BEN when requested may lead to withholding at the foreign-person withholding rate of 30% or the backup withholding rate under section 3406.

  4. Form W-8BEN (Rev. October 2021) Department of the Treasury Internal Revenue Service Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding and Reporting (Individuals) For use by individuals. Entities must use Form W-8BEN-E. Go to www.irs.gov/FormW8BEN for instructions and the latest information.

  5. Substitute Form W-8BEN. Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding and Reporting (Individuals) The instructions for this Substitute Form W-8BEN are available at Amerant Bank website (www.amerantbank.com).

  6. Instructions for the Substitute Form W-8BEN-E for Canadian Entities . RBC WMCO (Rev. 11-2021) 1. To be used in conjunction with Appendices A to I. Part I, Part II. Part I: All lines are mandatory 1. Enter the full legal name of the entity as shown on the organizational documents. 2. Enter the entity’s country of incorporation

  7. Certificate of Foreign Status of Beneficial Owner For United States Tax Withholding. 1. Please complete general information: Beneficial Owner _________________________________________ Country __________________. Business Name (if applicable) ____________________________________________________________.

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