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10 sty 2023 · Objective: This paper aims at sectoral analysis of the credit card industry in India by considering top three credit card issuers i.e., HDFC bank, SBI Cards, and ICICI Bank.
- The Impact of Credit Cards on Spending: A Field Experiment
Hafalir and Loewenstein (2009) examined the effect of credit...
- The Impact of Credit Cards on Spending: A Field Experiment
The literature has demonstrated that consumers, especially those carrying high balances, remain particularly sensitive to interest-rates and are actively searching for lower credit card rates; consumers are effectively obtaining benefits from their searches ending up with lower interest rates.
13 kwi 2009 · Hafalir and Loewenstein (2009) examined the effect of credit cards on spending. Results indicate credit card has a positive impact on convenience user and a negative impact on revolvers. ...
Research in the area of consumer credit card abundance of literature in the business, psychology, and public policy fields. 1960s, the work revolved around descriptive characteristics and evolved as scholars probed deeper by investigating.
24 sie 2020 · This study is a pioneering effort in context of credit card adoption by proposing a theoretical model to determine factors affecting consumer intention to use credit cards, including perceived risk from TPR (Bauer, 1960), perceived usefulness, perceived ease of use and social influence from TRA, TAM, TPB and UTAUT. Based on collected data from ...
By considering the top three credit card issuing banks i.e HDFC, SBI Cards and ICICI, the study aims to make an analysis of the benefits of credit cards and its role in enhancing the...
Staggering credit card statistics provide evidence of their pervasiveness. As of 2011, seventy-seven percent of US adults owned at least one credit card, with a total of 1.4 billion cards in circulation. The average cardholder owned 7.7 cards and uses a credit card 119 times a year charging an average of $88 per transaction or $10,500 annually
