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  1. California is one state that gets better mileage discounts than others due to its unique laws regarding what and how insurance companies can use rating factors. California drivers get around an 11% low-mileage discount, on average.

  2. 7 maj 2024 · The best car insurance company for seniors depends on your driving record and where you live. On average, a full coverage car insurance policy for a 75-year-old driver costs $1,847 yearly; for an 85-year-old, it’s $2,165. Senior drivers with a ticket will find low rates at Chubb, while State Farm is the best choice if you have an accident on ...

  3. Reviewing your stated annual mileage and coverage selections may help you ensure you have the right amount of coverage in place and aren't overpaying for insurance.

  4. 20 maj 2024 · Here’s how pay-per-mile insurance plans typically function: An insurer calculates your base rate and rate per mile. Base rates and per-mile rates depend on your age, location, driving history and insurer. Say an insurer may offer you a base rate of $60 per month and 10 cents per mile driven.

  5. 2 dni temu · Pay-per-mile insurance is best for people who drive 10,000 miles or less each year — like college students, public transport or walking commuters and remote workers. It may also be a good option for senior drivers looking to save money — on average, drivers over age 65 drive 7,646 miles per year. [1]

  6. 2 dni temu · Updated May 31, 2024. Reviewed By Bill Mense. Edited By Ross Martin. Car insurance for seniors: rates, discounts, and more. Senior drivers pay, on average, $1,315 per year or $110 a month for auto insurance. The 60 to 69 age group pays the second-cheapest car insurance rates, behind only those in their 50s. Saving money is important at any age.

  7. 7 maj 2024 · Pay-per-mile car insurance lets low-mileage drivers save by paying for the miles they actually drive. You'll pay a base rate plus a per-mile rate for the miles you drive each month; as a result, monthly charges will vary. Last updated: May 7, 2024 12 min read. Compare quotes in less than 5 minutes. ZIP Code.

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