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  1. No monthly fees + no minimum balance. Whatever your balance, you won’t get charged a fee. With no minimum balance, no deposit is too small. 1. World-class customer service. Our 24/7 customer service reps are available around the clock by phone. Member FDIC. Each depositor is insured to at least $250,000.

    • High Yield Savings

      When you open an American Express ® Savings High Yield...

    • IRAs

      Secure your future with an Individual Retirement Account...

    • Support

      Please access your Savings account by clicking the blue ‘Log...

    • CDs

      Register your online savings account after you receive your...

  2. 1 There is no minimum balance required to open your Account, to avoid being charged a fee, or obtain the Annual Percentage Yield (APY) disclosed to you. 2 For a CD account, rates are subject to change at any time without notice before the account is funded.

  3. 15 gru 2023 · Bottom Line: American Express personal savings accounts don’t charge fees or have a minimum monthly balance, plus they offer a higher-than-average interest rate of 1.90%. However, you won’t receive a debit card or checks, and you’ll be limited to 6 withdrawals per month — and that high interest rate can change at any time.

  4. 1 lip 2024 · American Express offers a high-yield savings account with no fees and no minimum balance requirements. The savings account earns the same rate across all balance tiers.

  5. 6 dni temu · American Express doesn’t require a minimum deposit to open an account, nor does it require a minimum monthly balance. There is no monthly fee, regardless of your balance and whether...

  6. 28 cze 2024 · Ratings Methodology. Rates as of Jul 02, 2024. American Express® High Yield Savings. Open Account. Member FDIC. 4.00/5. APY. 4.25% Rate info. Min. To Earn APY. $1. Pros/Cons. Competitive APY.

  7. 12 gru 2023 · Pros. No monthly fees on deposit accounts. High rates on CDs and savings. Checking earns cash back and interest. 24/7 customer service. Cons. No physical branches. Requires good credit for credit cards. Who is American Express best for? American Express is known for its credit cards, but it offers much more than that.

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