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21 godz. temu · The rest of the cards were in 19-24%. How much do we have success to request banks like BOA/Chase/USB to give a 0% APR offer for purchases for an existing credit card? I did success with Discover in the last year but now, I need to use MC/Visa only. I plan to keep the utilitization ratio below 9% on each card to avoid tanking the Fico8 score ...